Roof Insurance Claims
Hassle-Free Roof Insurance Claims in Central Florida
Let us handle the complexities of your roof insurance claim. We’ll work with your insurance company to get you the coverage you deserve. Get a Free Consultation!
Why Choose Copeland's Complete Construction for Your Roof Insurance Claim?
Your Advocate in the Roof Insurance Claim Process
- Expert Claim Assistance: We have extensive experience working with insurance companies in Central Florida and understand the specific requirements and processes involved in roof insurance claims.
- We Work for YOU, Not the Insurance Company: We are dedicated to advocating for your best interests and ensuring you receive a fair settlement for your roof damage.
- Thorough Damage Assessment: We provide a detailed and accurate assessment of your roof damage, documenting everything necessary to support your claim.
- Streamlined Process: We handle the communication and paperwork with your insurance company, saving you time and stress.
- Faster Repairs & Replacements: Our expertise allows for a smoother claim process, leading to quicker repairs or replacements and getting your home back to normal faster.
- Local Knowledge: We understand the types of roof damage common in Central Florida due to storms, wind, and other weather events.

Our Roof Insurance Claim Services
We'll Guide You Through Every Step of the Process
Free Initial Consultation:
We’ll review your policy and discuss your situation to determine the best course of action.
Detailed Roof Inspection:
We conduct a comprehensive inspection to identify all damage and document it thoroughly with photos and reports.
Claim Filing Assistance:
We help you file your claim correctly and ensure all necessary documentation is submitted.
Communication with Insurance Company:
We handle all communication with your insurance adjuster, advocating for a fair settlement.
Negotiation Support:
We’ll negotiate with your insurance company to ensure you receive the maximum coverage allowed under your policy.
Expert Repairs & Replacements:
Once your claim is approved, we provide expert roof repairs or replacement, restoring your home to its pre-damage condition.

Common Types of Roof Damage Covered by Insurance
Understanding What Your Insurance Policy May Cover
Wind Damage
High winds can cause shingles to lift, crack, or blow off, leading to leaks and further damage.
Hail Damage
Hail can dent or crack shingles, reducing their effectiveness and potentially causing leaks.
Storm Damage
Severe storms can cause a variety of roof damage, including damage from fallen trees or debris.
Water Damage
Leaks, if caused by a covered event (like wind or hail), may be covered by your insurance policy.
Fire Damage
Damage caused by fire is typically covered by homeowners insurance.
What to Do After Your Roof is Damaged
Steps to Take When You Have Roof Damage
- Safety First: Ensure your safety and avoid walking on a damaged roof. Call a professional for an inspection.
- Document the Damage: Take photos and videos of the damage, both inside and outside your home, if it’s safe to do so.
- Contact Your Insurance Company: Report the damage to your insurance company as soon as possible.
- Protect Your Home from Further Damage: Take temporary measures to prevent further water damage, such as covering leaks with tarps.
- Schedule a Professional Inspection: Contact Copeland’s Complete Construction for a thorough roof inspection and claim assistance.
- Don’t Sign Anything Without Reviewing It: Carefully review any documents from your insurance company before signing.

Frequently Asked Questions (FAQ)
Will filing a claim increase my insurance rates?
Filing a claim can potentially impact your insurance rates, but it depends on your policy and the circumstances. We can discuss this with you during your consultation.
How long do I have to file a roof insurance claim?
The timeframe for filing a claim varies by insurance policy. It’s best to file as soon as possible after the damage occurs.
What if my insurance claim is denied?
We can help you understand the reasons for the denial and explore options for appealing the decision.
Do I have to use the insurance company's preferred contractor?
You have the right to choose your own contractor. We recommend choosing a local, reputable company like Copeland’s Complete Construction.
How much will I have to pay out of pocket?
Your out-of-pocket expenses will typically be limited to your deductible. We can help you understand your policy’s coverage and potential costs.
What areas of Central Florida do you serve?
We proudly serve Polk County and the surrounding Central Florida communities. Contact us to confirm service availability in your area.